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You’ve known that your financial situation has been a little shaky for a while. Like a lot of people do, however, you put the whole thing out of your head as much as possible so that you could enjoy the holiday season. Now that the credit card bills have started to...

To say that the real estate market has gone through some rapid shifts over the last couple of years would be a massive understatement. Right now, mortgage interest rates have more than doubled in the last year alone, which is giving would-be buyers pause and sending...

When you want to buy a home, you’re about to make a major financial decision. One of the things you have to do is make sure that the purchase is a smart one. Before you buy a home, it’s wise to have a title search performed. This will look for clouds, which are...

You're making an offer on a new residential property. You know that most people put contingencies into these offers. They set things up so that they can walk away from the offer if the contingency isn't met. A home inspection contingency is one of the most common...

As you approach retirement, you may find that you have debts that you will not be able to pay after leaving work. You will be on a limited income, and you may not see a way to handle those debts prior to reaching your retirement. Now may be a good time to consider...

If you have received a notice that your home is going into foreclosure, you need to take action as soon as possible. It is a possibility that you could save your home and continue living in it if you approach the foreclosure in the right way. One of the best options...

The state maintains property ownership records at the county level to protect individual owners and hold people accountable for maintenance and tax purposes. The records maintained by the county show the legal description of a specific property and the chain of title...

With so many properties in New York, it’s not surprising that some of them are not up to code. The problem with that is that sellers and buyers may be caught off-guard when a property that they wanted to sell or buy is not up to code and needs repairs. There are all...

Homeownership instills people with a sense of financial security and pride. The thought of losing your home may make you feel vulnerable or panicky. Unfortunately, you only have to fall behind by a few weeks for your equity to be vulnerable. Depending on the terms of...

Chapter 7 bankruptcy is a form of bankruptcy that liquidates nonexempt assets to cover debts. During bankruptcy, any unsecured debts are paid down by liquidating those assets. When the money is gone, debts usually remain. Those debts are then discharged by the court. ...