Homeownership instills people with a sense of financial security and pride. The thought of losing your home may make you feel vulnerable or panicky. Unfortunately, you only have to fall behind by a few weeks for your equity to be vulnerable. Depending on the terms of...
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How can a Chapter 7 bankruptcy help my family?
Chapter 7 bankruptcy is a form of bankruptcy that liquidates nonexempt assets to cover debts. During bankruptcy, any unsecured debts are paid down by liquidating those assets. When the money is gone, debts usually remain. Those debts are then discharged by the court. ...
Should you opt for a home inspection?
Buying a home is one of the biggest decisions you’ll ever make. It will impact you on many fronts, from your personal finances to the school your children attend to your commute to and from work. With so much on the line, it’s important that you understand exactly...
Protecting your home after a job loss
If you've recently lost your primary source of income because of a job loss, your biggest worry is likely to be how you will be able to keep up with your mortgage repayments in the short term. If you have savings, it's important that you use these carefully so that...
Foreclosure defense: How will you save your home?
Should you receive a notice of foreclosure from your mortgage lender, it’s critical that you take immediate action to protect your property and legal rights. If you simply hope for the best, it won’t be long before you’ve lost your home. On the plus side, there is...
Protecting home equity during New York Chapter 7 bankruptcy
When your debt spirals out of control, many parts of your life may wind up affected by your current state of financial hardship. People often struggle to balance their budget or meet all of their standard living costs, ranging from the need to buy groceries to the...
Will a fence or boundary shrub lead to adverse possession claims?
When your neighbor plants a shrub right on the property line or builds a fence that encroaches on your property, you may feel angry and also worried. The anger you feel likely comes from the disrespect implicit in planting or building so close to your property line....
First-time homebuyers: Look out for these 3 big mistakes
Buying your first home is a huge milestone. You’ve most likely saved up a lot of money, and have been excitedly checking postings for a while. And as spring approaches, you may be ready to seriously commit. You’ve worked hard for this. It can be tempting to jump at...