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If you have received a notice that your home is going into foreclosure, you need to take action as soon as possible. It is a possibility that you could save your home and continue living in it if you approach the foreclosure in the right way. One of the best options...

The state maintains property ownership records at the county level to protect individual owners and hold people accountable for maintenance and tax purposes. The records maintained by the county show the legal description of a specific property and the chain of title...

With so many properties in New York, it’s not surprising that some of them are not up to code. The problem with that is that sellers and buyers may be caught off-guard when a property that they wanted to sell or buy is not up to code and needs repairs. There are all...

Homeownership instills people with a sense of financial security and pride. The thought of losing your home may make you feel vulnerable or panicky. Unfortunately, you only have to fall behind by a few weeks for your equity to be vulnerable. Depending on the terms of...

Chapter 7 bankruptcy is a form of bankruptcy that liquidates nonexempt assets to cover debts. During bankruptcy, any unsecured debts are paid down by liquidating those assets. When the money is gone, debts usually remain. Those debts are then discharged by the court. ...

Buying a home is one of the biggest decisions you’ll ever make. It will impact you on many fronts, from your personal finances to the school your children attend to your commute to and from work. With so much on the line, it’s important that you understand exactly...

If you've recently lost your primary source of income because of a job loss, your biggest worry is likely to be how you will be able to keep up with your mortgage repayments in the short term. If you have savings, it's important that you use these carefully so that...

Should you receive a notice of foreclosure from your mortgage lender, it’s critical that you take immediate action to protect your property and legal rights. If you simply hope for the best, it won’t be long before you’ve lost your home. On the plus side, there is...

When your debt spirals out of control, many parts of your life may wind up affected by your current state of financial hardship. People often struggle to balance their budget or meet all of their standard living costs, ranging from the need to buy groceries to the...

When your neighbor plants a shrub right on the property line or builds a fence that encroaches on your property, you may feel angry and also worried. The anger you feel likely comes from the disrespect implicit in planting or building so close to your property line....