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What happens to someone's property when they die depends, at least partially, on the terms of their estate plan. Testators can take control over the legacy they leave when they die by creating a trust or a will that names specific beneficiaries for certain assets. For...
The most basic matters to address in your estate plan include providing for your dependents and designating recipients for your property. A basic will is all that you require to name specific beneficiaries for your assets and designate to care for your children should...
You’ve known that your financial situation has been a little shaky for a while. Like a lot of people do, however, you put the whole thing out of your head as much as possible so that you could enjoy the holiday season. Now that the credit card bills have started to...
Inheriting certain kinds of property could seem like a major personal boon, which is why testators might consider passing a home to one person. For someone without the income to put together a down payment on a home, receiving a house from someone's estate could...
Most estate-planning discussions revolve around passing on wealth from parents to children. But as CNBC reports, U.S. Census data suggests that at least 11 percent of American aged 55 and above are child-free. Without kids to inherit your assets, is estate planning...
To say that the real estate market has gone through some rapid shifts over the last couple of years would be a massive understatement. Right now, mortgage interest rates have more than doubled in the last year alone, which is giving would-be buyers pause and sending...
In theory, the inheritance that family members receive can be a source of comfort as they adjust to the reality of having lost someone that they love. People may expect to move into a loved one's home shortly after their funeral, for example. In practice, there is...
When you want to buy a home, you’re about to make a major financial decision. One of the things you have to do is make sure that the purchase is a smart one. Before you buy a home, it’s wise to have a title search performed. This will look for clouds, which are...
You're making an offer on a new residential property. You know that most people put contingencies into these offers. They set things up so that they can walk away from the offer if the contingency isn't met. A home inspection contingency is one of the most common...
As you approach retirement, you may find that you have debts that you will not be able to pay after leaving work. You will be on a limited income, and you may not see a way to handle those debts prior to reaching your retirement. Now may be a good time to consider...